/* Wealth Tank Client Desk — customer app (my.wealthtank.in). Brand: navy + gold. Look taken from the approved demo v2. */
:root{
  --navy:#0F1B4D; --bar:#0F1B4D; --bar-ink:#FFFFFF; --bar-muted:#C3C9E2;
  --gold:#C49A3A; --gold-lt:#E3C77A; --gold-ink:#8A6516; --gold-soft:#FBF4E2;
  --page:#E6E9F2; --bg:#F3F5FA; --surface:#FFFFFF; --sunk:#EEF1F8; --ink:#141A33; --muted:#5A6180; --line:#DFE3EE;
  --primary:#0F1B4D; --on-primary:#FFFFFF; --on-gold:#1A1405;
  --ok:#1E7448; --ok-bg:#E1F2E8; --warn:#9A5800; --warn-bg:#FCEFD9; --bad:#B3261E; --bad-bg:#FBE3E1; --info:#24408F; --info-bg:#E5EAF8;
  --wa:#1E7448; --shadow:rgba(15,27,77,.28);
  --f-display:"Montserrat","Noto Sans Devanagari",system-ui,"Segoe UI",Arial,sans-serif;
  --f-serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --f-body:"Source Sans 3","Noto Sans Devanagari",system-ui,"Segoe UI",Arial,sans-serif;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --bar:#0B1336; --bar-ink:#E8ECF7; --bar-muted:#9AA4C2;
  --gold:#E3C77A; --gold-lt:#E3C77A; --gold-ink:#E3C77A; --gold-soft:#2C2510;
  --page:#060B1E; --bg:#0A1028; --surface:#121B40; --sunk:#0E1634; --ink:#E7E9F3; --muted:#A3AACB; --line:#25305E;
  --primary:#E3C77A; --on-primary:#141005; --on-gold:#141005;
  --ok:#6BD39B; --ok-bg:#0F2A1E; --warn:#F2B862; --warn-bg:#2E220D; --bad:#F38B82; --bad-bg:#351619; --info:#A9BCF5; --info-bg:#17224A;
  --wa:#6BD39B; --shadow:rgba(0,0,0,.6); color-scheme:dark }}
:root[data-theme="dark"]{
  --bar:#0B1336; --bar-ink:#E8ECF7; --bar-muted:#9AA4C2;
  --gold:#E3C77A; --gold-lt:#E3C77A; --gold-ink:#E3C77A; --gold-soft:#2C2510;
  --page:#060B1E; --bg:#0A1028; --surface:#121B40; --sunk:#0E1634; --ink:#E7E9F3; --muted:#A3AACB; --line:#25305E;
  --primary:#E3C77A; --on-primary:#141005; --on-gold:#141005;
  --ok:#6BD39B; --ok-bg:#0F2A1E; --warn:#F2B862; --warn-bg:#2E220D; --bad:#F38B82; --bad-bg:#351619; --info:#A9BCF5; --info-bg:#17224A;
  --wa:#6BD39B; --shadow:rgba(0,0,0,.6); color-scheme:dark }

*{box-sizing:border-box}
html,body{height:100%}
body{background:var(--page);color:var(--ink);font-family:var(--f-body);font-size:15px;line-height:1.5;
  padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));padding-block:18px}
button,input,select{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
h1,h2,h3{font-family:var(--f-display);margin:0;text-wrap:balance}

/* top bar */
.bar{background:var(--bar);color:var(--bar-ink);border-bottom:3px solid var(--gold);padding:10px 14px;display:flex;align-items:center;gap:10px;flex:none}
.bar img{width:38px;height:38px;border-radius:8px}
.bar .t1{font-family:var(--f-display);font-weight:900;font-size:15px;letter-spacing:.08em;text-transform:uppercase;line-height:1.1}
.bar .t2{font-size:11px;color:var(--gold-lt);letter-spacing:.12em;text-transform:uppercase;font-weight:700}
.bar .back{background:none;border:0;color:var(--bar-ink);font-size:22px;line-height:1;padding:4px 6px;cursor:pointer}
.lang{margin-left:auto;display:flex;border:1px solid rgba(255,255,255,.35);border-radius:999px;overflow:hidden;flex:none}
.lang button{background:none;border:0;color:var(--bar-ink);padding:4px 10px;font-weight:700;font-size:13px;cursor:pointer}
.lang button[aria-pressed="true"]{background:var(--gold-lt);color:#141005}
.scroll{flex:1;overflow-y:auto;overflow-x:hidden;padding:16px 16px 24px;display:flex;flex-direction:column;gap:14px;min-height:0}
.nav{flex:none;display:grid;grid-template-columns:repeat(4,1fr);background:var(--surface);border-top:1px solid var(--line)}
.nav button{background:none;border:0;border-top:3px solid transparent;color:var(--muted);padding:8px 2px 9px;font-weight:700;font-size:11.5px;display:flex;flex-direction:column;align-items:center;gap:2px;cursor:pointer;position:relative}
.nav button svg{width:22px;height:22px}
.nav button[aria-current="true"]{color:var(--primary);border-top-color:var(--gold)}
.dot{position:absolute;top:5px;left:calc(50% + 6px);background:var(--bad);color:#fff;border-radius:999px;font-size:10px;min-width:17px;height:17px;line-height:17px;padding:0 4px}

/* common bits */
.card{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:14px}
.h{font-size:20px;font-weight:800}
.sub{color:var(--muted);margin:0}
.lbl{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.field{display:flex;flex-direction:column;gap:5px}
.field label{font-weight:700;font-size:14px}
.field input{border:1px solid var(--line);background:var(--surface);border-radius:10px;padding:12px;font-size:16px;width:100%}
.btn{border:0;border-radius:12px;padding:14px 16px;font-family:var(--f-display);font-weight:800;font-size:15px;letter-spacing:.02em;cursor:pointer;width:100%;text-align:center;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:8px}
.btn.pri{background:var(--primary);color:var(--on-primary)}
.btn.gold{background:var(--gold);color:var(--on-gold)}
.btn.ghost{background:transparent;border:1.5px solid var(--line);color:var(--ink)}
.btn.wa{background:var(--wa);color:var(--surface)}
.btn:disabled{opacity:.45;cursor:not-allowed}
.link{background:none;border:0;color:var(--gold-ink);font-weight:700;cursor:pointer;padding:4px;text-decoration:underline;text-underline-offset:3px}
.row{display:flex;gap:10px;align-items:center}
.err{color:var(--bad);font-weight:600;font-size:14px;margin:0}
.consent{display:flex;gap:10px;align-items:flex-start;background:var(--sunk);border-radius:10px;padding:12px;font-size:14.5px;cursor:pointer}
.consent input{width:22px;height:22px;flex:none;margin-top:1px;accent-color:var(--navy)}
.hero{display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center;padding-top:6px}
.hero img{width:150px;height:150px;border-radius:24px;box-shadow:0 14px 30px -18px var(--shadow)}
.hero .serif{font-family:var(--f-serif);font-style:italic;font-weight:600;font-size:21px;color:var(--gold-ink)}

/* policies */
.pol{display:flex;flex-direction:column;gap:10px;cursor:pointer;text-align:left;width:100%;color:var(--ink)}
.pol:hover{border-color:var(--gold)}
.pol-top{display:flex;gap:10px;align-items:flex-start}
.ico{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;flex:none;background:var(--info-bg);color:var(--info)}
.ico svg{width:24px;height:24px}
.pol-name{font-family:var(--f-display);font-weight:800;font-size:15px;line-height:1.25}
.pol-co{color:var(--muted);font-size:13.5px}
.days{margin-left:auto;flex:none;border-radius:999px;padding:3px 10px;font-weight:800;font-size:12.5px;white-space:nowrap}
.days.bad{background:var(--bad-bg);color:var(--bad)} .days.warn{background:var(--warn-bg);color:var(--warn)} .days.ok{background:var(--ok-bg);color:var(--ok)}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:8px 12px;border-top:1px dashed var(--line);padding-top:10px}
.facts div{min-width:0}
.facts b{display:block;font-size:15px;font-variant-numeric:tabular-nums}
.facts span{font-size:12px;color:var(--muted);font-weight:600}
.alert{display:flex;gap:10px;align-items:center;background:var(--bad-bg);color:var(--bad);border-radius:12px;padding:10px 12px;font-weight:700;font-size:14px}
.alert svg{width:22px;height:22px;flex:none}

/* summary */
.pts{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.pts li{display:flex;gap:10px;align-items:flex-start;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:10px 12px}
.tag{flex:none;font-size:10.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;border-radius:6px;padding:2px 7px;margin-top:2px;min-width:84px;text-align:center}
.tag.ok{background:var(--ok-bg);color:var(--ok)} .tag.no{background:var(--bad-bg);color:var(--bad)} .tag.wait{background:var(--warn-bg);color:var(--warn)}
.tag.lim{background:var(--info-bg);color:var(--info)} .tag.ncb{background:var(--gold-soft);color:var(--gold-ink)} .tag.claim{background:var(--sunk);color:var(--ink)}
.foot{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:10px;font-style:italic}
.ai{display:flex;gap:8px;align-items:center;font-size:13px;color:var(--gold-ink);font-weight:700}

/* upload */
.chips{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.chip{border:1.5px solid var(--line);background:var(--surface);border-radius:12px;padding:12px;font-weight:700;cursor:pointer;display:flex;gap:8px;align-items:center}
.chip svg{width:20px;height:20px}
.chip[aria-pressed="true"]{border-color:var(--gold);background:var(--gold-soft);color:var(--gold-ink)}
.drop{border:2px dashed var(--line);border-radius:14px;padding:16px;display:grid;grid-template-columns:1fr 1fr;gap:10px;background:var(--surface)}
.drop label{display:flex;flex-direction:column;align-items:center;gap:6px;padding:14px 6px;border-radius:10px;background:var(--sunk);font-weight:700;cursor:pointer;text-align:center;font-size:14px}
.drop label svg{width:28px;height:28px;color:var(--gold-ink)}
.drop input{position:absolute;width:1px;height:1px;opacity:0}
.picked{grid-column:1/-1;font-size:14px;color:var(--ok);font-weight:700;word-break:break-all}
.bar-prog{height:8px;border-radius:999px;background:var(--sunk);overflow:hidden}
.bar-prog i{display:block;height:100%;width:0;background:var(--gold);transition:width 1.6s ease}

/* reminders */
.tl{display:flex;flex-direction:column;gap:0;position:relative}
.tl-item{display:grid;grid-template-columns:54px 1fr;gap:12px;padding-bottom:14px;position:relative}
.tl-item:not(:last-child)::after{content:"";position:absolute;left:26px;top:44px;bottom:0;width:2px;background:var(--line)}
.tl-d{width:54px;height:44px;border-radius:12px;background:var(--primary);color:var(--on-primary);display:grid;place-items:center;font-family:var(--f-display);font-weight:900;font-size:13px;line-height:1.05;text-align:center}
.notif{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:10px 12px;display:flex;gap:10px;box-shadow:0 10px 20px -18px var(--shadow)}
.notif img{width:34px;height:34px;border-radius:8px;flex:none}
.notif b{font-size:14px}
.notif p{margin:0;font-size:13.5px;color:var(--muted)}
.sw{display:flex;align-items:center;justify-content:space-between;gap:10px}
.toggle{width:46px;height:28px;border-radius:999px;background:var(--line);border:0;position:relative;cursor:pointer;flex:none}
.toggle::after{content:"";position:absolute;top:3px;left:3px;width:22px;height:22px;border-radius:50%;background:var(--surface);transition:left .2s}
.toggle[aria-checked="true"]{background:var(--ok)}
.toggle[aria-checked="true"]::after{left:21px}
.soon{font-size:11px;font-weight:800;background:var(--sunk);color:var(--muted);border-radius:6px;padding:2px 6px;text-transform:uppercase;letter-spacing:.05em}

/* advisor sheet */
.scrim{position:absolute;inset:0;background:rgba(5,10,30,.55);display:flex;align-items:flex-end;z-index:5}
.sheet{background:var(--surface);border-radius:20px 20px 0 0;padding:18px 16px 20px;width:100%;display:flex;flex-direction:column;gap:12px;border-top:4px solid var(--gold)}
.num{font-family:var(--f-display);font-size:22px;font-weight:900;letter-spacing:.02em;user-select:all;font-variant-numeric:tabular-nums}
.adv-fab{border:0;background:var(--gold);color:var(--on-gold);border-radius:999px;padding:12px 16px;font-family:var(--f-display);font-weight:800;font-size:14px;display:flex;gap:8px;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 10px 20px -12px var(--shadow)}
.adv-fab svg{width:20px;height:20px}

/* admin */
.search{display:flex;gap:8px}
.search input{flex:1;min-width:0;border:1px solid var(--line);background:var(--surface);border-radius:10px;padding:11px 12px;font-size:16px}
.search button{flex:none;width:auto}
.adm{display:flex;flex-direction:column;gap:8px}
.adm-row{display:flex;justify-content:space-between;gap:10px;font-size:14px;border-top:1px solid var(--line);padding-top:8px}
.adm-row span{color:var(--muted)}
.adm-row b{text-align:right;min-width:0;overflow-wrap:anywhere}
.lead{background:var(--gold-soft);color:var(--gold-ink);font-weight:800;font-size:12px;border-radius:6px;padding:2px 8px}
.path{font-family:ui-monospace,Consolas,monospace;font-size:12.5px;background:var(--sunk);border-radius:8px;padding:8px 10px;overflow-x:auto;white-space:nowrap}
.pdf{display:flex;gap:10px;align-items:center;border:1px solid var(--line);border-radius:12px;padding:10px;background:var(--sunk)}
.pdf .ico{background:var(--bad-bg);color:var(--bad)}
.or{display:flex;align-items:center;gap:10px;color:var(--muted);font-size:13px;font-weight:700}
.or::before,.or::after{content:"";flex:1;height:1px;background:var(--line)}
.req{display:flex;gap:10px;align-items:center;justify-content:space-between;flex-wrap:wrap}
details.sum summary{cursor:pointer;color:var(--gold-ink);font-weight:700;font-size:14px}
details.sum .pts{margin-top:8px}
details.sum .pts li{font-size:13.5px;padding:8px 10px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:6px;background:var(--sunk);border-radius:14px;padding:5px}
.seg button{border:0;background:transparent;border-radius:10px;padding:10px 6px;font-family:var(--f-display);font-weight:800;font-size:14px;cursor:pointer;color:var(--muted);display:flex;flex-direction:column;align-items:center;gap:2px}
.seg button small{font-family:var(--f-body);font-weight:600;font-size:11.5px}
.seg button[aria-pressed="true"]{background:var(--surface);color:var(--ink);box-shadow:0 4px 12px -8px var(--shadow);outline:2px solid var(--gold)}
.out{background:none;border:1px solid rgba(255,255,255,.35);color:var(--bar-ink);border-radius:999px;padding:4px 10px;font-weight:700;font-size:12px;cursor:pointer;flex:none}
.toast{position:fixed;left:50%;transform:translateX(-50%);width:min(528px,calc(100% - 32px));bottom:84px;background:var(--ink);color:var(--bg);border-radius:12px;padding:12px 14px;font-weight:700;z-index:20;font-size:14px}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}

/* Real app: full screen on a phone, a centred column on a computer. */
body{padding:0;background:var(--page)}
#app{max-width:560px;margin:0 auto;height:100vh;height:100dvh;background:var(--bg);display:flex;flex-direction:column;position:relative;overflow:hidden}
@media (min-width:600px){#app{border-left:1px solid var(--line);border-right:1px solid var(--line)}}
.scrim{position:fixed;left:50%;transform:translateX(-50%);width:min(560px,100%);top:0;bottom:0;z-index:15}
.nav{padding-bottom:env(safe-area-inset-bottom,0px)}
.bar{padding-top:max(10px,env(safe-area-inset-top,0px))}
.busy{position:fixed;top:0;left:0;right:0;height:3px;background:var(--gold);z-index:30}
@media (prefers-reduced-motion:no-preference){.busy{animation:ld 1s ease-in-out infinite alternate}@keyframes ld{from{opacity:.3}to{opacity:1}}}
.empty{text-align:center;color:var(--muted);padding:24px 8px}
.hint{font-size:13px;color:var(--muted);margin:0}
.ok-msg{color:var(--ok);font-weight:700;font-size:14px;margin:0}
.pts li span:last-child{min-width:0}
.del{color:var(--bad)}
[hidden]{display:none!important}
.note{background:var(--gold-soft);color:var(--gold-ink);border-radius:10px;padding:10px 12px;font-size:13.5px;font-weight:600}